Once a patient is approved for a spending limit, that approval remains active for a specific window of time, allowing them flexibility in scheduling their procedure.
Validity Window
120 Days: Patient spending limits are valid for 120 days from the date of the initial offer.
What Happens if an Approval Expires?
If the 120-day window passes before the patient accepts a transaction:
The approval will expire.
The patient can simply re-apply to receive a refreshed offer.
Because PatientFi uses a soft credit check, re-applying to refresh an expired offer will not impact the patient's credit score.
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